Who is Y-Risk?
Y-Risk is a managing general underwriter (MGU) focused on the Sharing & On-Demand Economy. Underwriting and issuing policies on behalf of globally respected and innovative insurance companies, we develop tailor-made insurance coverages and usage-based pricing to match each client’s business model.

What is your carrier financial strength?
Underwriting and binding authority on behalf of innovative carriers with solid financial ratings:

  • “A” XI by A.M. Best Company
  • “A-“ XIII by A.M. Best Company

What will it cost me?
Why pay for what you don’t use? At Y-Risk, we offer tailored insurance products and usage based pricing approaches, which means we develop a per task, per mile, or per activity charge to correspond with each client’s specific exposures. Our current insureds love this flexibility.

What lines of business does Y-Risk offer?

We provide customized Commercial General Liability, Commercial Auto, Property and Inland Marine. We will continue to expand our coverage as our customer requirements change.

What type of marketplace platforms are you targeting?
Y-Risk is focusing on tech-based companies where users buy, sell, share, borrow or deliver goods and/or services on-demand. Here are a few examples of target clients:

  • Task & Small Jobs including professional and non-professional
  • Transportation Network Companies (TNCs)
  • Car Leasing to TNC Drivers
  • Delivery
  • Parking & Valet
  • Storage
  • Space Sharing
  • Stuff Sharing
  • Care & Sitting

Will your coverage extend to service providers?
Y-Risk can provide “drop down coverage” for the service providers while performing services through platform companies, via proprietary manuscript endorsements.